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"STEPS TO BUYING A HOME"

 Check List!

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  • List Reasons Why You Are Buying A Home

Such as Long Term Investment, Stability, Less Moving, Tax Benefits, More Space, Down Sizing, etc. 

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  • Most Important Must Haves

Such as Desired Location, Levels - One-Story, Multi-Levels, First Floor Primary Bedroom, Closet Space, Kitchen, Garage, Back Yard, Number of Bed/Bathrooms, etc. 

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  • Desired Location

Proximity To Work, School, Family, Walking Trails, Park, Restaurants, Retail, Doctor's office, etc.

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  • Type of House

Single Family, Townhouse, Condominium, High Rise, Multi-Family, etc.

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  • Features

Number of Bedrooms, Bath, Open Concept, Flooring,

Tub, Walk-in Shower, Outdoor Space, etc.

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  • Finances

Income - Assets - Budget - Down Payment - Credit

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  • Check Home Buyer Programs

Down Payment Assistance, Builder/Seller Incentives

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  • Get acquainted with the housing market

Start having fun ... go on line to check out the housing market-place, view property listings, photos, pricing & availability, etc.

CREATE YOUR "STEPS TO BUYING A HOME" WORK SHEET

Got A Question!  Ask Linda R:

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HAR CONSUMER KNOWLEDGE VIDEO

For News, Information and Resources for Home Buyer Assistance Programs, Budget Planning & Covid-19 Updates.

Homebuying Tips & Planning Notes

Phase I

Find An Agent

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Select a Lender - Get Loan Pre-Approval

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Start House Hunting With Your Agent

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Find Your Home You Want to Purchase

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Get a Comparative Market Analysis

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Review the Property Taxes, HOA fees and information, Dead Restrictions

 

Plan The Offer

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Submit The Offer

 

Be Prepared For Counter Offer

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Negotiate The Offer

Phase II

Offer Accepted!

 

Pay Earnest Money - To Title Co. or as on contract

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Pay Termination Option Fee!

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Schedule Inspection

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Receive & Review  Inspection Report

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Receive Survey | Title Commitment

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Get Homeowner's Insurance Quotes

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Lender Schedule Appraisal

 

Receive Loan Confirmation

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Receive Closing Statement 

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Move Forward With Closing

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Phase III

Review Pre-Settlement Statement

 

Go To Escrow Agent Closing

 

Settle & Close The Sale

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Receive Keys To Your New Home

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​Do The Happy Dance!!

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Move In, Design & Decorate!!!

 

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